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$610,000
New Listing

3644 N HIAWATHA TERRACE
CRYSTAL RIVER, FL 34428

For Sale|Single Family Residence|Active
3
Beds
2
Total Baths
2
Full Baths
1,680
SqFt
$363
/SqFt
1980
Built
Subdivision:
INDIAN WATERS UNIT 02
County:
Citrus

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3644 N HIAWATHA TERRACE3644 N HIAWATHA TERRACE3644 N HIAWATHA TERRACE3644 N HIAWATHA TERRACE
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A rare waterfront canal residence with personal dock in one of Crystal River’s most established boating neighborhoods. This 3-bedroom, 2-bath home offers a refined coastal lifestyle anchored in direct water access, thoughtful design, and long-term ownership confidence. The kitchen features granite countertops, modern appliances, and a clean, functional layout excellent for both everyday living and entertaining. Major systems including AC, water heater, plumbing, and sewer connection have been updated to support comfort, efficiency, and reliability. The home presents as curated, complete, and ready to enjoy, balancing modern reliability with authentic coastal character. The dock provides effortless access to Crystal River’s waterways, Gulf boating, fishing, and year-round manatee encounters. Kayaks convey, reinforcing a lifestyle centered on daily water access rather than occasional recreation. While the property offers income flexibility, it is positioned foremost as a waterfront lifestyle asset suited for full-time living, second-home ownership, or hybrid use. This is not simply a waterfront home. It is a waterfront position.

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Listing Snapshot
Price 
$610,000
Days On Site 
0 Days
Bedrooms 
3
Inside Area (SqFt) 
1,680 sqft
Total Baths 
2
Full Baths 
2
Partial Baths 
N/A
Lot Size 
0.24 Acres
Year Built 
1980
MLS® Number 
TB8472132
Status 
Active
Property Tax 
$5,654
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Public Records
Friends & Family
Recent Activity
5 hours agoListing updated with changes from the MLS®
7 hours agoListing first seen on site
General Features
Acres 
0.24
Attached Garage 
Yes
Direction Faces 
South
Foundation 
Slab
Garage 
Yes
Garage Spaces 
1
Levels 
Two
Parking 
Attached
Property Sub Type 
Single Family Residence
Sewer 
Public Sewer
SqFt Total 
2376
Style 
Traditional
Utilities 
Cable AvailableCable ConnectedElectricity ConnectedSewer ConnectedWater Connected
Water Source 
Public
Zoning 
CLR
Interior Features
Appliances 
Convection OvenDishwasherMicrowaveRefrigerator
Cooling 
Central Air
Fireplace 
Yes
Fireplace Features 
Living RoomWood Burning
Flooring 
Ceramic Tile
Furnished 
Unfurnished
Heating 
Heat Pump
Interior 
Eat-in KitchenHigh CeilingsStone CountersWalk-In Closet(s)
Laundry Features 
In Garage
Great Room 
Level - First
Kitchen 
Level - First
Master Bedroom 
Level - Second
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Exterior Features
Construction Details 
FrameWood Siding
Exterior 
Fire PitLighting
Fencing 
Fenced
Lot Features 
LevelNear Golf CoursePavedWaterfront
Patio And Porch 
CoveredFront PorchRear PorchScreened
Roof 
Metal
View 
CanalWater
Waterfront 
Yes
Waterfront Features 
Canal Front
Waterview 
CanalWater
Community Features
Financing Terms Available 
CashConventionalFHAVA Loan
MLS Area 
34428 - Crystal River
Roads 
Paved
Township 
18
Schools
School District
Unknown
Elementary School
Crystal River Primary School
Middle School
Crystal River Middle School
High School
Crystal River High School
Listing courtesy of PLANTATION REALTY, INC. (352) 634-0129



Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2026, Stellar MLS.
Last checked: 2026-02-03 07:37 PM EST

Neighborhood & Commute
Source: Walkscore
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